Resources to Guide Your Investing Journey

In uncertain markets, the question isn't how fast you can exit. It's how steady can you support the value of your investment. At BigFundr, the answer is simple: real, regulated, and carefully selected real estate-backed assets. And you can start with as little as S$1,000.

As 2025 draws to a close, we write to all of you with immense gratitude as we reflect on what has been yet another landmark year for BigFundr and our communities.

Interest rates continue to fall, with recent auction results showing the 6-month T-bill cut-off yield having fallen to 1.41%. For investors looking to generate meaningful income from their cash holdings, the hunt is now on for assets that offer higher returns without venturing too far up the risk spectrum.

With effect from 1 December 2025, Mr Quah Kay Beng, the incumbent CEO and an Executive Director (“ED”), has sold his entire equity stake of 25% in BigFundr to the majority shareholder, Maxi-Cash Capital Management Pte Ltd. (“MCCM”), a subsidiary of Aspial Lifestyle Ltd (“Aspial”).Mr Quah has also stepped down as CEO and ED to pursue other personal interests. His last day in office was 1 December 2025. We would like to express our gratitude to Mr Quah for all his contributions, and we wish him every success in his future endeavours. The Board of BigFundr is pleased to appoint Mr Bruce Loo Su Ping, an existing ED, who has been with BigFundr since its founding days, as Interim CEO. Mr Loo has played a pivotal role in BigFundr's strategic and operational direction since its establishment. His appointment ensures steadfast leadership and operational stability with only minimal administrative disruption. Aspial’s increased shareholding in BigFundr to 90% reflects its confidence in BigFundr’s long-term growth, and BigFundr will be able to draw even more closely on Aspial’s resources and financial strength as we enter our next phase of growth.Together with the Board, Mr Loo and the management team remain focused on delivering a consistent and robust pipeline of fixed-term, real-estate-backed investment opportunities to our investors.

The concept is a simple one. You lend your money to an issuer, which can be the government or a company. They will pay you interest either in one lump sum at maturity or at regular intervals, known as coupon payments, until your capital is fully repaid.

For Singaporean investors today, “probably” just isn’t good enough. Whether you’re saving for retirement, building a side income stream, or planning for your family’s future, every investor needs a foundation of certainty.

The Reserve Bank of Australia (RBA) has kept its cash rate at 3.6%, pausing after earlier cuts amid persistent inflation. While analysts expect further easing ahead, returns on T-bills and fixed deposits continue to fall. For investors seeking stable yet higher yields, BigFundr’s fixed-income Deals—secured by Australian property assets—currently offer up to 5.25% nett p.a. over 4–12 months. With resilient housing demand and low default risk, BigFundr provides a compelling alternative to traditional instruments.

This October, BigFundr marks its fourth anniversary. Since 2021, we’ve funded over 400 deals totalling S$700M for 10,000 investors, consistently returning 100% of capital with monthly interest payments. As global interest rates shift, we continue delivering strong, risk-adjusted returns—including a flat 7% nett interest on AUD and USD deals—while preparing to launch our new mobile app in early 2026 to enhance your investment experience.

Singapore’s six-month T-bill cut-off yield has dropped to a new low of 1.38%, marking the 13th straight decline since March. Demand for safe-haven assets remains strong, but yields continue to shrink as expectations of Fed rate cuts weigh on returns. For investors seeking higher interest without compromising capital safety, BigFundr offers superior rates, flexible tenures, and an unmatched track record in delivering timely payouts.