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Best Property-backed Debt Investment In Singapore
Enjoy Unparalleled Fixed Returns for Your Investments in Singapore with Our Real Estate-Backed Loans.
Our Statistics
Our Low-risk Fixed Returns Investments
BigFundr is a leading investment platform specialising in low-risk property loan Deals.
Invest in bite-sized property loans with superior fixed returns and your capital and interest protected, offering you the opportunity for long-term wealth growth in a secure investment environment.
Total Investments Secured
Interest Paid and Accrued
Development Notes
Default Rate
Why BigFundr Is The Best Fixed Returns Investment Opportunity In Singapore
Our Deals, which are secured loan notes available on our platform for you to invest in, present short-term investment opportunities with interest rates typically exceeding 6%* nett per annum, providing an attractive opportunity to maximise your investment returns. The short time frame makes this an attractive option for investors.
*as of December 2023 as interest rates may vary due to market conditions.
Real Estate as Collateral
Our unique approach ensures that every loan we offer is backed by real estate as collateral.
Capital Protection
Every loan has to undergo rigorous and stringent assessments before it is made available on our platform.
Fixed Returns
Experience consistent and reliable returns with monthly interest payments, accelerating the growth of your funds while providing a secure investment environment.
Our 3 Layers of Protection
How Does BigFundr Protect Your Investment?
BigFundr offers investors three layers of protection to secure the capital and interest of your investments.
BigFundr has the First Legal Charge on the Real Estate
Personal Guarantee by the Borrower Entity
Buy-Back Provision by Fund Management Companies
View Our Past Property-Backed Loan Deals
These Property-Backed Loan Deals were rigorously evaluated for creditworthiness and growth potential. They have provided a healthy return for our investors who have participated in the Deals.
Nerang
Sloane
Devonport
Start as low as S$ 1,000 with BigFundr
Enjoy Your Consistent Returns in 3 Easy Steps
No complex procedures or confusing jargon. Sign up with Singpass to enjoy a seamless investing experience and start earning returns on your investments.
Step 1
Sign up as an investor seamlessly & securely
Create an account with us using Singpass for a quicker and safer onboarding and start investing with us in less than 10 minutes.
Step 2
Look for the best Deal that suits your appetite
With a secure and seamless checkout process, you will get your investment confirmation from us within minutes of investing.
Step 3
Enjoy returns with monthly withdrawals
Receive monthly interest payments directly to your BigFundr account once your invested Deal commences.
Real estate-backed investments are investments that are backed by real estate assets. This serves as collateral, providing a safety net in case of default.
If the borrower delays or defaults on the repayment, the real estate can be sold to recover the outstanding loan amount to be repaid to investors.
Investing in property loans is different from investing in property. An investment in property means that you will benefit when the value of the property appreciates. When you invest in a property loan, you are lending to the property owner / Developer, i.e., the Borrower. Regardless of whether the property value appreciates, your loan remains and the Borrower still needs to repay what has been borrowed.
When investing in property loans, it is still important to understand the value of the property, and the factors that might affect it. It is also important to understand whether you are lending to the full value of the property, and if there are other lenders who may have a legal interest before yours.
BigFundr specialises in investing in property loans, which is a niche field. Hence, we are able to ensure that the correct property and loan due diligence is carried out.
A default can occur when there is a delay in repayment of interest or principal by the Borrower, or if the Borrower goes bankrupt.
As an investor with BigFundr, there are multiple layers of protection in place to mitigate the risks associated with loan defaults or the possibility of the Developer going bankrupt.
All our loans are backed by real estate as collateral.
This means that if a Borrower defaults on the loan or the Developer goes bankrupt, BigFundr has the right to liquidate the property to recover the funds. The Loan-To-Value (LTV) ratio is capped at 70%, ensuring that we only lend up to a maximum of 70% of the property's value. This provides a buffer for any potential changes in the property value on the market that could result in asset devaluation.
BigFundr holds the first legal charge on the real estate.
BigFundr will be the first to be paid back upon the sale of the property, regardless of the property liquidation outcome.
We work with reputable Fund Management Companies that give BigFundr a buy-back provision.
These Fund Management Companies have an agreement with BigFundr to buy back the loan notes at an agreed time. This gives you, our investor, the assurance that even in the case of a delay or default, your funds will be disbursed to you on time.
All our loans benefit from a personal guarantee by the Borrower Entity.
In the unlikely event of a default, we have the right to liquidate the real estate to recover the loan. If there is a shortfall on the loan from the liquidation of the property, we can seek recourse from the Borrower to make good on the loan.
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