Licensed & Regulated by the Monetary Authority of Singapore | CMS Licence 101098

Best Capital Guaranteed Investment In Singapore

Enjoy Unparalleled Fixed Returns for Your Investments in Singapore with Our Guaranteed Real Estate-Backed Loans.

Our Statistics

Our Low-risk Fixed Returns Investments

BigFundr is a leading investment platform specialising in low-risk property loan Deals.

Invest in bite-sized property loans with superior fixed returns and your capital and interest protected, offering you the opportunity for long-term wealth growth in a secure investment environment.

S$ 217.3M

Total Investments Secured

143

Development Loan Notes

S$ 9.69M

Interest Guaranteed

Why BigFundr Is The Best Fixed Returns Investment Opportunity In Singapore

Our Deals, which are secured loan notes available on our platform for you to invest in, present short-term investment opportunities with interest rates typically exceeding 6%* nett per annum, providing an attractive opportunity to maximise your investment returns. The short time frame makes this an attractive option for investors.
*as of December 2023 as interest rates may vary due to market conditions.

Guaranteed Principal & Interest

Your invested capital and the interest you earn are guaranteed by SGX-listed Maxi-Cash* through a legally-binding contract.

Real Estate as Collateral

Our unique approach ensures that every loan we offer is backed by real estate as collateral.

Capital Protection

Every loan has to undergo rigorous and stringent assessments before it is made available on our platform.

Fixed Returns

Experience consistent and reliable returns with monthly interest payments, accelerating the growth of your funds while providing a secure investment environment.

View Our Past Property-Backed Loan Deals

These Property-Backed Loan Deals were rigorously evaluated for creditworthiness and growth potential. They have provided a healthy return for our investors who have participated in the Deals.

The property site is zoned R2, for low density residential and is well located within the region, being in proximity to the existing public transport network, amenities and major transport nodes in the area. Box Hill city centre is approximately 4.7 km to the south-west of the subject site.

Landen Construction Note

The property site is zoned R2, for low density residential and is well located within the region, being in proximity to the existing public transport network, amenities and major transport nodes in the area. Box Hill city centre is approximately 4.7 km to the south-west of the subject site.
6.10%
nett p.a.
|
12
months
The property is in the suburb of Broadmeadows, within Melbourne's northern industrial sub-market. Located in the precinct to the North of Camp Road, south of Broadfield Road and bordering the Merlynston Creek to the west, the property is approximately 15 kilometres north of the Melbourne CBD.

Broadmeadows

The property is in the suburb of Broadmeadows, within Melbourne's northern industrial sub-market. Located in the precinct to the North of Camp Road, south of Broadfield Road and bordering the Merlynston Creek to the west, the property is approximately 15 kilometres north of the Melbourne CBD.
6.28%
nett p.a.
|
12
months
The property is situated within the Mittagong industrial estate, located in the prestigious Southern Highlands, within the Wingecarribee Shire Council area. It is well located within 5 minutes from the town centre and 5 minutes to the Hume Motorway, the key arterial road connecting Sydney, Canberra and Melbourne.

Mittagong

The property is situated within the Mittagong industrial estate, located in the prestigious Southern Highlands, within the Wingecarribee Shire Council area. It is well located within 5 minutes from the town centre and 5 minutes to the Hume Motorway, the key arterial road connecting Sydney, Canberra and Melbourne.
6.08%
nett p.a.
|
8
months

How BigFundr Compares With Other Fixed Income Products

BigFundr

Real Estate-Backed Investments, with capital and interest guaranteed.

Low Risk
Moderate Returns

Government Bonds

Issued by governments to finance activities and manage debt obligations.

Low Risk
Low Returns

Corporate Bonds

Issued by corporations for expansion, modernisation and other financial needs.

Moderate to High Risk
Moderate Returns

High-Yield Debt

Also known as high-yield bonds or below-investment-grade bonds, these fixed-income securities are typically issued by corporations.

High Risk
High Returns
BigFundr

Real Estate-Backed Investments, with capital and interest guaranteed.

Low Risk
Moderate Returns
Government Bonds

Issued by governments to finance activities and manage debt obligations.

Low Risk
Low Returns
Corporate Bonds

Issued by corporations for expansion, modernisation and other financial needs.

Moderate to High Risk
Moderate Returns
High-Yield Debt

Also known as high-yield bonds or below-investment-grade bonds, these fixed-income securities are typically issued by corporations.

High Risk
High Returns
"Being financially astute, this provides a great alternative amongst fixed income products like savings and bonds. What’s more, it is backed by real estate and guaranteed by a reputable Singapore brand."

Benny

Regional Financial Controller

"I would recommend this to anyone who has a small sum of money on hand and wants to start investing on a short term basis."

Marcus Lim

"Looking for a short-term, very low-risk and definitely higher returns on my life savings compared to any Fixed Deposits in the market! Most importantly, it is easy to use and understand."

Lian Hong

Operations

Start as low as S$ 1,000 with BigFundr

Enjoy Your Guaranteed Returns in 3 Easy Steps

No complex procedures or confusing jargon. Sign up with Singpass to enjoy a seamless investing experience and start earning guaranteed returns on your investments.

Sign up with BigFundr securely and seamlessly with Singpass

Step 1

Sign up as an investor seamlessly & securely

Create an account with us using Singpass for a quicker and safer onboarding and start investing with us in less than 10 minutes.

Look for the best BigFundr Deals that suits your appetite

Step 2

Look for the best Deal that suits your appetite

With a secure and seamless checkout process, you will get your investment confirmation from us within minutes of investing.

Enjoy your monthly guaranteed returns by Maxi-Cash

Step 3

Enjoy monthly returns, guaranteed by Maxi-Cash

Receive guaranteed monthly interest payments directly to your BigFundr account once your invested Deal commences.

Frequently Asked Questions

Can’t find what you are looking for? Drop us a message!

How is BigFundr (Maxi-Cash*) able to guarantee my principal and interest?

Maxi-Cash* is BigFundr’s strategic partner and shareholder. This partnership ensures that there is a well-capitalised company to provide you with the full guarantee provision on your investment, both principal and interest.

Your investment is safeguarded via a legally binding contract between BigFundr and Maxi-Cash* and a Letter of Guarantee between you and Maxi-Cash*. In the unlikely event that the Borrower misses their repayments or goes into default, Maxi-Cash* will immediately step in to repay you, our investors, your principal and interest payments as scheduled.

This arrangement offers an additional layer of security and peace of mind for our investors, providing reassurance that your investment is protected. We take great care in safeguarding your financial interests, and the partnership with Maxi-Cash* is a key aspect of our commitment to ensuring a secure and reliable investment experience.

What are real estate-backed investments?

Real estate-backed investments are investments that are backed by real estate assets. This serves as collateral, providing a safety net in case of default.

If the borrower delays or defaults on the repayment, the real estate can be sold to recover the outstanding loan amount to be repaid to investors.

How is investing in property loans different from investing in property? Is investing in property loans safe?

Investing in property loans is different from investing in property. An investment in property means that you will benefit when the value of the property appreciates. When you invest in a property loan, you are lending to the property owner / Developer, i.e., the Borrower. Regardless of whether the property value appreciates, your loan remains and the Borrower still needs to repay what has been borrowed.

When investing in property loans, it is still important to understand the value of the property, and the factors that might affect it. It is also important to understand whether you are lending to the full value of the property, and if there are other lenders who may have a legal interest before yours.

BigFundr specialises in investing in property loans, which is a niche field. Hence, we are able to ensure that the correct property and loan due diligence is carried out.

What happens if there is a default on the loan or the Developer goes bankrupt?

A default can occur when there is a delay in repayment of interest or principal by the Borrower, or if the Borrower goes bankrupt.

As an investor with BigFundr, there are multiple layers of protection in place to mitigate the risks associated with loan defaults or the possibility of the Developer going bankrupt.

All our loans are backed by real estate as collateral.

This means that if a Borrower defaults on the loan or the Developer goes bankrupt, BigFundr has the right to liquidate the property to recover the funds. The Loan-To-Value (LTV) ratio is capped at 70%, ensuring that we only lend up to a maximum of 70% of the property's value. This provides a buffer for any potential changes in the property value on the market that could result in asset devaluation.

BigFundr holds the first legal charge on the real estate.

BigFundr will be the first to be paid back upon the sale of the property, regardless of the property liquidation outcome.

We work with reputable Fund Management Companies that give BigFundr a buy-back provision.

These Fund Management Companies have an agreement with BigFundr to buy back the loan notes at an agreed time. This gives you, our investor, the assurance that even in the case of a delay or default, your funds will be disbursed to you on time.

All our loans benefit from a personal guarantee by the Borrower Entity.

In the unlikely event of a default, we have the right to liquidate the real estate to recover the loan. If there is a shortfall on the loan from the liquidation of the property, we can seek recourse from the Borrower to make good on the loan.

Your principal and interest are fully guaranteed by Maxi-Cash*.

Maxi-Cash* provides a Letter of Guarantee to you, the investor, such that in the unlikely event that the Borrower misses their repayments or goes into default, Maxi-Cash* will step in immediately to repay your principal and interest payments as scheduled.

We take significant measures to safeguard your investment and provide you with multiple levels of protection to ensure your peace of mind. Our focus is on transparency and security, so we work diligently to minimise risks and protect your financial interests.

Invest in Guaranteed Returns with BigFundr

Ready To Invest In Guaranteed Returns?

Discover how BigFundr can help you grow your wealth steadily and securely. Begin your journey towards higher returns with our guaranteed real estate-backed loans.