Fixed Income Investments Singapore

Steady Returns,
Backed by
Real Estate

S$ 1 Billion+
Total Investments Raised
12,500+
Clients across Singapore
Up to 5%* net p.a.
Our Partners

Licensed & Regulated by the Monetary Authority of Singapore | CMS Licence 101098

 Real Estate-Backed
Fixed Income Investments

¹As with any investment, asset backing does not eliminate investment risk, and investors may still incur losses.
²These safeguards are designed to help manage risk, but they do not guarantee investment performance or prevent losses.

How BigFundr’s Real Estate-Backed Investments Work

BigFundr connects investors in Singapore with short-term fixed income opportunities secured
against property developments in Australia.

With real estate-backed fixed income investments, investors lend to property developers rather
than purchasing property directly. The loan is secured against a real estate development, and
investors receive fixed interest payments for an agreed term.

1

Partnering With Established Borrowers

We partner with institutional grade fund managers to work with established property developers in Australia to source real estate-backed financing opportunities.

2

Reviewing Investment Deals

Only Deals that meet our credit, legal and risk standards are listed. Deals must be approved by credit committees of both BigFundr and Maxi-Cash.

3

Platform Listing

Approved Deals are listed on the BigFundr platform with a full factsheet setting out the rate, tenure, and underlying property for investors' consideration.

4

Fixed Term Investment

Deal investment amounts start from S$1,000 - the funds are held by an independent cash administrator, and are held separately from BigFundr's own money.

5

Monthly Interest

Interest is paid into investors’ accounts each month for the full tenure of the Deal, with each tenure lasting 6 to 12 months.

6

Principal Return

The principal is returned at the end of the Deal tenure.

Safeguards for Investments

BigFundr’s Deals have multiple layers of safeguards*, including a first legal charge* on the real estate, personal guarantee by the borrower entity, and buy-back provision by fund management companies.

Lending is typically capped at a loan-to-value ratio of 70% to provide a buffer against potential declines in property value.

BigFundr works exclusively with established fund managers, some of the largest Fund Management Companies in each jurisdiction. These Fund Management Companies typically manage approximately S$1 billion to S$3 billion in loans under management (LUM). At the start of each loan, BigFundr holds an agreement for the manager to buy back the loan notes at a pre-agreed time.

*These safeguards are intended to strengthen the investment structure but do not eliminate investment risk. 

What Our Investors Say

BigFundr is trusted by 12,500+ clients across Singapore, with a track record of over S$1 billion in
investments raised, and zero delays or defaults to date.

Get Started

The deals are structured in small quantum and short period over the entire construction period. This approach allows investors to mitigate risk, as their capital isn't tied up for extended periods, and they don't bear the full construction risk. I highly recommend for anyone who is looking into alternative investment.

Wei Lin Tay
Google Reviews

I've been investing with BigFundr since late 2021, and the returns have been stable and consistent with monthly payouts. Compared to some bank investments in Singapore, this gives me real peace of mind. Feels like a reliable, short-term alternative to fixed deposits with better returns.

MParader
Apple Store Reviews

This is a great platform for short-term, real-estate-backed investments. With a S$1,000 minimum entry, it is very accessible, and the fixed returns consistently outperform traditional bank fixed deposit rates. The app provides a seamless experience for selecting multi-currency deals, checking out, and monitoring a portfolio. I highly recommend this app to anyone looking for passive income with strong corporate backing.

Dannie Seow
Play Store Reviews

I'm a conservative investor, and capital security is non-negotiable for me. Having invested with them for several years, they've proven to be credible and reliable. Their service is excellent -knowledgeable, sincere, and professional-which gives me full confidence that my investments are in good hands. For anyone seeking a trustworthy partner and peace of mind, BigFundr delivers.

Michelle
Play Store Reviews

Ready to put your money to work?

Download the app to view BigFundr’s real estate-backed investment Deals.