Best Capital Guaranteed Investment In Singapore

Maxi-Cash* is BigFundr’s strategic partner and shareholder. This partnership ensures that there is a well-capitalised company to provide you with the full guarantee provision on your investment, both principal and interest.

Your investment is safeguarded via a legally binding contract between BigFundr and Maxi-Cash* and a Letter of Guarantee between you and Maxi-Cash*. In the unlikely event that the Borrower misses their repayments or goes into default, Maxi-Cash* will immediately step in to repay you, our investors, your principal and interest payments as scheduled.

This arrangement offers an additional layer of security and peace of mind for our investors, providing reassurance that your investment is protected. We take great care in safeguarding your financial interests, and the partnership with Maxi-Cash* is a key aspect of our commitment to ensuring a secure and reliable investment experience.

Real estate-backed investments are investments that are backed by real estate assets. This serves as collateral, providing a safety net in case of default.

If the borrower delays or defaults on the repayment, the real estate can be sold to recover the outstanding loan amount to be repaid to investors.

Investing in property loans is different from investing in property. An investment in property means that you will benefit when the value of the property appreciates. When you invest in a property loan, you are lending to the property owner / Developer, i.e., the Borrower. Regardless of whether the property value appreciates, your loan remains and the Borrower still needs to repay what has been borrowed.

When investing in property loans, it is still important to understand the value of the property, and the factors that might affect it. It is also important to understand whether you are lending to the full value of the property, and if there are other lenders who may have a legal interest before yours.

BigFundr specialises in investing in property loans, which is a niche field. Hence, we are able to ensure that the correct property and loan due diligence is carried out.

A default can occur when there is a delay in repayment of interest or principal by the Borrower, or if the Borrower goes bankrupt.

As an investor with BigFundr, there are multiple layers of protection in place to mitigate the risks associated with loan defaults or the possibility of the Developer going bankrupt.

All our loans are backed by real estate as collateral.

This means that if a Borrower defaults on the loan or the Developer goes bankrupt, BigFundr has the right to liquidate the property to recover the funds. The Loan-To-Value (LTV) ratio is capped at 70%, ensuring that we only lend up to a maximum of 70% of the property's value. This provides a buffer for any potential changes in the property value on the market that could result in asset devaluation.

BigFundr holds the first legal charge on the real estate.

BigFundr will be the first to be paid back upon the sale of the property, regardless of the property liquidation outcome.

We work with reputable Fund Management Companies that give BigFundr a buy-back provision.

These Fund Management Companies have an agreement with BigFundr to buy back the loan notes at an agreed time. This gives you, our investor, the assurance that even in the case of a delay or default, your funds will be disbursed to you on time.

All our loans benefit from a personal guarantee by the Borrower Entity.

In the unlikely event of a default, we have the right to liquidate the real estate to recover the loan. If there is a shortfall on the loan from the liquidation of the property, we can seek recourse from the Borrower to make good on the loan.

Your principal and interest are fully guaranteed by Maxi-Cash*.

Maxi-Cash* provides a Letter of Guarantee to you, the investor, such that in the unlikely event that the Borrower misses their repayments or goes into default, Maxi-Cash* will step in immediately to repay your principal and interest payments as scheduled.

We take significant measures to safeguard your investment and provide you with multiple levels of protection to ensure your peace of mind. Our focus is on transparency and security, so we work diligently to minimise risks and protect your financial interests.