BigFundr's 4 Layers Of Guarantee
BigFundr offers investors a four-layer guarantee to protect the capital and interest of your investments. In the event of a delay or default by the Borrower, Maxi-Cash* will immediately step in to repay you, our investors, your principal and interest payments as scheduled.
BigFundr / Maxi-Cash* will then proceed to recover the funds thereafter by exercising our first legal charge on the real estate, seeking recourse from the Borrower to recover the loan, and exercising the buy-back provision from the Fund Management Companies.
BigFundr Has The First Legal Charge On The Real Estate
First Legal Charge
In case of borrower default, BigFundr has the first legal charge on the real estate, allowing us to recover funds through property liquidation.
Real Estate as Collateral
BigFundr provides loans with real estate as collateral, ensuring added security for investors.
Loan-To-Value (LTV) Ratio Capped at 70%
The Loan-To-Value (LTV) ratio is capped at 70%, safeguarding against potential asset devaluation.
Personal Guarantee By The Borrower Entity
All our loans benefit from a personal guarantee by the Borrower Entity. This means that in the unlikely event that the Borrower goes into default, BigFundr has the right to liquidate the real estate to recover the loan.
Should there be a shortfall on the loan from the liquidation of the real estate, BigFundr can seek recourse from the Borrower to make good on the loan.
Buy-Back Provision By Fund Management Companies
BigFundr works with some of the largest Fund Management Companies in each jurisdiction. These Fund Management Companies each have approximately S$1 billion to S$3 billion dollars worth of loans under management (LUM).
At the start of each loan, these companies give BigFundr a buyback arrangement on the loan note at an agreed time.
Full Guarantee Provision By Maxi-Cash*
Your principal and interest are fully guaranteed by a legally-binding contract between BigFundr and Maxi-Cash*.
In the unlikely event that the Borrower misses out on their repayments or goes into default, Maxi-Cash* will immediately step in to repay you, our investors, your principal and interest payments as scheduled.
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