How to Invest in Real Estate Debt in Australia?

New to investing in Australian real estate debt (we call them Deals)? Here are some quick pointers to consider:

1. Master the Market

Study the different types of Australian debt notes, investment strategies, and potential risks. Research the platforms and check the credentials of their founders.

2. Know Your Risk Appetite

Not all debt investments are created equal. Understand the trade-off between risk and reward in any form of real estate investment. Choose investments that align with your risk tolerance.

3. Unsure? Start Small

Begin with small investments to get your feet wet. With confidence and experience, you can gradually grow your real estate debt portfolio.

4. Location, Location, Location

Study each project's location, development plans, and surrounding infrastructure. Assess their potential, and only choose areas with strong real-estate growth prospects and housing or commercial demand.

5. Align Financial Goals

Do you need a regular monthly cash -flow from your debt investments? Or are you a long-term growth seeker aiming for capital appreciation? Follow the investment strategy that matches your desired outcomes.

6. Find Trusted Guide

Investing solo is daunting. Partner experienced platforms or advisors who understand how real-estate markets work. They can help you select suitable opportunities, scrutinise contracts, and grow your portfolio while minimising risks.

Bonus Tip: Don't forget to diversify your investments across different projects to mitigate risk and optimise your portfolio's resilience.

Why Invest in Real Estate Debt in Australia?

Forget flipping property, there is a steadier (and safer) way to tap into the Australian real estate boom: become a property lender. Through real estate debt investments, you are backing property developers with your capital, earning fixed returns secured by the project itself. 

1. Lower Risk & Higher Certainty

Compared to direct property ownership, debt investments offer inherent risk reduction. Your loan is secured by the property, meaning in case of default, you get the first priority in recouping your investment.

2. Shorter Holding Periods, Quicker Cash Flow

Forget waiting years to recoup your capital. Real estate debt investments, typically tied to development projects, often have holding periods of 6 to 18 months. This means you see your money coming back faster, ideal for those who prefer liquidity and flexibility.

3. Steady & Reliable Income

Wish to receive regular interest payments monthly? With yields ranging from 5% to 6.28% annually, debt investments offer a reliable income source, perfect for building wealth over time. It's like a built-in paycheck from the property market.

4. Only S$1,000 to Start Investing

Unlike buying an Australian property, you don't need a mountain of capital to start. With BigFundr, investments start from as low as S$1,000, making it a democratic way to access the lucrative real estate market.

5. Professional Expertise at Your Fingertips

Don't navigate this alone! Founded by a team of experienced property-backed investment professionals, BigFundr understands the Australian market and can guide you towards carefully screened investment opportunities.

BigFundr: Your Preferred Partner for Real Estate Debt Investments

BigFundr lets you tap the growing Australian property market through our real estate-backed loan notes. Through our carefully structured Deals, we pool your funds to finance real estate developments and grow your investments with:

‍Real Estate Security: All our Deals are backed by property, adding an extra layer of protection.

‍Cautious Lending: We cap loans at 70% of property value, minimising risk and protecting your capital.‍

Fixed Returns: Enjoy predictable monthly interest, perfect for passive income and compounding.‍

Fixed Tenures: Invest for a fixed-term period of 6 to 18 months, giving you quick access to your funds for maximum flexibility.

Secure your future today with BigFundr’s Australian real estate-backed notes.