What Does RBA's Rate Hold Mean For BigFundr Investors?

What Does RBA's Rate Hold Mean For BigFundr Investors?

The Reserve Bank of Australia (RBA) maintained its benchmark policy rate at 3.6% back in September 2025 as the nation continues to grapple with high inflation at 3% headline inflation.

The central bank had already cut rates by 75 basis points prior, starting from a steady rate of 4.35% held since November 2023.

Some analysts are expecting further rate cuts in November and Q1 2026, predicting that Australia’s mean inflation will ease and move closer to the RBA’s 2% to 3% target band. RBA’s focus on curbing inflation is supported by better-than-expected economic growth. In Q2 2025, Australia's economy expanded at its fastest rate since September 2023, giving the central bank room to hold rates steady.

What This Means For BigFundr Investors

The RBA's rate hold decision is generally positive for our investors on BigFundr.

As expectations for future rate cuts persist, returns on alternatives like bank fixed deposits and T-bills are trending lower. Investors may consider locking in higher interest rates now by investing in BigFundr Deals, currently offering fixed returns at up to 5.25% nett p.a. over 4 to 12-month terms. This is comparably higher than alternatives like T-bills at 1.44% p.a., fixed deposits at ~1.60% p.a., and non-bank products at 4-5%.

BigFundr Deals are secured by Australian property developments in high-demand, undersupplied areas. Our assessments show demand for such properties continues to be resilient in the residential segment due to limited housing supply, tight rental markets and stable population growth.

Open a BigFundr account now and earn superior investment returns through fixed income instruments secured by low-risk property assets.

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