Keeping Your Investments Safe, Always.
We wish to inform you of an update regarding the Maxi-Cash guarantee on your investments with BigFundr. As of 16th of October 2024, we will be discontinuing the guarantee on all future BigFundr Notes. Do note that the Deals that you have previously invested in prior to 16th October 2024 will not be affected by this change.
As of February 2024, BigFundr is a 70%-owned subsidiary of Maxi-Cash Capital Management Pte. Ltd., a wholly-owned subsidiary of Singapore Exchange Catalist-listed Aspial Lifestyle Limited. As a publicly traded company, Aspial adheres to stringent regulatory standards and maintains the highest level of financial transparency, ensuring that your investments with BigFundr are supported by a stable and reputable organisation.
Even with the discontinuation of the guarantee, we are still able to deliver high quality and secure investment opportunities that offer market-beating returns to our investors. We want to assure you that this change does not affect the safety and security of your current and future investments with us.
Why You Shouldn't Worry
- BigFundr’s remarkable track record speaks for itself: Over the past 3 years, we have successfully raised more than $300 million in total investments across more than 170 Deals, with zero default and no loss of capital or interest.
- All Notes that have matured have been redeemed upon maturity, or earlier without any delays.
- Our rigorous selection process ensures that only the best and safest investment opportunities are offered.
- Our ultimate parent company, Aspial Corporation Limited, a company listed on the Singapore Exchange manages a wide spectrum of businesses which includes jewellery retail, property development, financial services, and hospitality and resort management. Notably, it has decades of experience and expertise in evaluating deals and developing large scale property projects in Australia, Singapore and Malaysia.


Robust Protection
Going forward, we will continue to have three strong layers of protection in place, ensuring the security and quality of your investments remain the same, as always:
- First Legal Claim on Real Estate: We hold the primary claim on nearly all properties used as collateral, ensuring we get paid first before anyone else in the unlikely event of a default and the property is sold.
- Personal Guarantee by Borrowers: Borrowers personally guarantee the loans, providing an additional layer of security.
- Buy-Back Provision: We partner with top-tier fund managers who have agreed to buy back the loans if needed, adding extra security for your investments.
A Sign of Confidence
BigFundr has experienced rapid growth since we launched in 2021, almost doubling the size of our investment portfolio every six months. The Maxi-Cash guarantee was important to assure investors during our initial growth phase when BigFundr was still new to the market.
However, BigFundr today has a proven and unblemished track record with ZERO defaults or delayed payments in the 3 years since we started. We have never had to trigger the guarantee.
From day one, our thorough risk management approach and the multiple layers of protection we have built-in have been designed to ensure the ongoing safety and security of your investments.
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12-month Contingency
Furthermore, we have in place a 12-month contingency period to cover any potential delays in repayment. If this contingency is triggered, you will earn an additional 1% p.a. on your interest during this period. Thus far, we have not had to trigger this contingency.
Rest assured that your investments with us remain secure. We are dedicated to delivering strong, risk-adjusted returns while maintaining robust protections, ensuring a balance between high performance and prudent risk management. Should you have any questions or require further clarification, please feel free to reach out to us at any time.