BigFundr's 2025 Achievements and Goals in 2026

Dear Valued Investors,

As 2025 draws to a close, we write to all of you with immense gratitude as we reflect on what has been yet another landmark year for BigFundr and our communities. Over the past year, with the trust and support from all our investors, we have not merely grown, but we have cemented our position as a leader in the competitive property-backed, fixed-income investments space, laying a solid and enduring foundation to continue to grow and become more relevant as an alternative investment for all our investors.

Your trust and partnership have been the driving force behind our success. The results we have achieved together speak volumes about the strength of our strategy, the resilience of our platform, and our unwavering commitment to delivering reliable outcomes for our investors.

Big Milestones

Our commitment to providing secure, high-quality property-backed investment opportunities has resulted in exceptional growth across all key metrics:

Deals, Notes & Funds under Management (“FUM”): This year, we funded 75 Deals totalling S$411mil in aggregate value. This represents an average of 2 weekly launches of Notes, reflecting strong investor demand and a diversified Deals pipeline. At the same time, our FUM has grown from S$197mil to end the year 2025 at S$297mil, an increase of 50.8%. 

Since inception, we’ve raised over S$787mil and returned S$490mil of our investors’ capital. 

Risk-Adjusted Yields: Throughout 2025, our 12-month Notes offered net interest returns between 4.70% and 6.20% p.a., adjusting in line with the broader decline in global interest rates. Despite that, our rates remained meaningfully higher than comparable fixed-income alternatives.  

We have paid a total of S$24.4mil of interest since inception.

Unblemished Track Record: Most importantly, we maintained a record of zero delays and zero defaults. This is a testament to our rigorous due diligence and prudent risk management frameworks designed to protect investors’ capital while outperforming comparable market alternatives. 

Growing Investor Community: We’re grateful that more people have chosen to be part of this journey, with our community growing over 58% to more than 10,000 verified customers. This growth reflects strong demand for reliable, stable returns through our fixed-income investments, particularly in a year marked by market volatility and declining interest rates. To support this growth, we boosted our team by more than 40%, strengthening our core capabilities and enabling continued scale.

Greater Cohesion With Aspial Lifestyle

A key highlight of 2025 was the increased commitment from our majority shareholder, Maxi-Cash Capital Management Pte. Ltd. (a subsidiary of Aspial Lifestyle Ltd, 5UF.SI). By increasing its equity stake to 90% in BigFundr, Aspial strengthens BigFundr’s financial backing, supports continued investment in the platform and operations, and reinforces confidence in BigFundr’s long-term growth, to the benefit of all our investors.  

Our Vision for 2026 and Beyond

With a strong foundation behind us, we are determined to build on our successes in 2025, innovating and expanding our reach to ensure BigFundr remains your premier choice for fixed income investments.

Investors can look forward to enhanced investment experiences with the launch of our upcoming mobile app. Scheduled for release in early 2026, the app will deliver a seamless, intuitive, and feature-rich platform, enabling you to manage your portfolio anytime, anywhere and with utmost ease.

You can also expect a range of new initiatives, including in-person events, educational webinars, and exclusive rewards, each designed to deliver stronger returns and richer experiences for our investors.

In 2025, trust isn't just about financials; it's about digital security. We know that the "cybersecurity risk" is real, and we continue to focus relentlessly on ensuring that our data—and yours—is protected.  We deepened our integration with OutSystems, a leading high-performance low-code platform. This partnership allows us to build a platform that is not only fast but also secured by enterprise-grade defence mechanisms.  We aim to strive and ensure that our technology platform and governance meet the highest regulatory standards set out by MAS.

By focusing on senior-secured exposures with prudent credit selection, especially in residential-backed loans, we’re well-positioned to capture attractive yields while limiting downside risk. Looking ahead to 2026, with growth and inflation pulling in different directions amid global trade tensions and an evolving AI cycle, fixed-income investments will remain especially relevant for retail investors navigating an uncertain macro environment. Against that backdrop, we’re committed to maintaining a robust pipeline of reliable, income-generating opportunities you can rely on.

We hope our achievements, growth trajectory, strong strategic backing, and highly experienced team give you great confidence in BigFundr’s path forward.

We appreciate your unwavering trust placed with us here at BigFundr. Our commitment remains steadfast as we strive to be your premier investment platform for many years to come.

On behalf of the entire BigFundr team, we hope you have a wonderful time celebrating with family and friends during the year-end holidays. We look forward to a successful and prosperous 2026 together.

Sincerely,‍

The BigFundr Management Team