Dear Investors,
This October marks the fourth anniversary of BigFundr. I am pleased to provide an update on our strong performance and strategic direction as we navigate a dynamic market landscape.
From Strength To Strength
Our growth over the past four years has been faster than we anticipated. Since the launch of our inaugural deal in 2021, we have completed over 400 Deals and successfully funded S$700 million of investments for over 10,000 BigFundr investors. We continue to maintain our track record of returning 100% of all investor capital at interest rates that outperform the market, with interest paid monthly without defaults or delays, surpassing industry benchmarks.
I am particularly proud that 85% of all investors who have invested with us since Day One continue to hold a live Deal with us. This is a powerful testament to the trust our investors place in the BigFundr team and our investment products. We are deeply grateful for your continued confidence.
Navigating a Shifting Market Landscape
The current interest rate environment presents new challenges. As many of you may have observed, fixed deposit and T-bill interest rates have declined sharply since the beginning of 2025. This trend is driven by a combination of factors, including policy shifts by the Monetary Authority of Singapore (MAS), moderating inflation, and global interest rate cuts. We anticipate this downward trend will continue, with central banks like the U.S. Federal Reserve and the Reserve Bank of Australia (RBA) signalling further rate cuts.
You can read our recent analysis on this topic to better understand how it may impact your finances.
Our Strategic Response
To respond to declining interest rates and rising currency hedging costs, we are carefully adjusting our rates. Rest assured, our core objective remains to deliver the best possible risk-adjusted returns in today’s environment.
To our investors with holdings in Australian Dollars (AUD) or U.S. Dollars (USD), we are pleased to provide a flat rate of 7% nett interest per annum on Deals you invest in with these currencies. We believe this to be a compelling alternative in a low-yield environment.
What’s Ahead At BigFundr
The BigFundr team is working diligently on a new mobile application to enhance your investment experience. We expect to launch this by early 2026. The app will introduce new Deal features, streamline the deposit process, and create a more seamless investment journey.
Thank you once again for your continued partnership. Your interest is our purpose, and we will continue to work tirelessly to help you achieve your financial objectives.
Yours Sincerely,
Quah Kay Beng
CEO of BigFundr
Investing 101 with BigFundr
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